About Us
Welcome to Title Insurance Calculator, your trusted resource for accurate and transparent title insurance premium estimates across the United States.
Our Mission
The real estate closing process is often opaque and confusing, especially when it comes to closing costs. Our mission is to demystify title insurance rates by providing a free, easy-to-use tool that delivers precise calculations based on official state regulations and major underwriter schedules.
Why Trust Us?
- Official Data Sources: For states with promulgated rates (like Texas, Florida, and New York), our algorithms are directly derived from the official Department of Insurance manuals.
- Transparent Citations: We don't just give you a number; we tell you where it comes from. Every calculation includes a citation to the specific rate manual or underwriter schedule used.
- Unbiased Information: We are an independent tool and are not affiliated with any specific title insurance agency. Our goal is to empower you with information.
Who We Serve
Whether you are a first-time homebuyer trying to budget for closing costs, a real estate agent preparing a net sheet for a client, or a loan officer estimating cash-to-close, our calculator is designed to meet your needs with speed and accuracy.